Soliciting potential and existing clients in accordance with the guidelines stated in the loan policies and procedures
Preparing/checking on loan documents (English and Khmer) in accordance with credit approvals including Letter of Offer, Facility Agreement, Hypothec Agreement and Guarantee Agreement etc.
Coordinating/guiding/coaching and supporting branch staff to prepare security document. Helping them to correct the mistake
Liaising with relevant local authorities/panel lawyer to perfect the loan documents
Monitoring and follow up post-drawdown condition with branch compliance with approved terms & conditions.
Preparing internal Loan and NBC report.
Preparing documents for loan settlement.
Checking the loan documents upon execution by borrowers and attested by lawyer, which shall include the followings.
Correcting dates are inserted
Reading the memorandum and Articles of Association of the corporate borrower or security provider to determine that the company can borrow or provide the assets as security respectively, corporate authorization and procedures for execution of documents and affixing of company seal
Working on Board/Shareholders resolutions (when required) are executed by the proper authority
Evidence of Filing and/or registration when required
Preparing disbursement checklist to ensure the Terms & Conditions is complied
Ensuring safe keeping all the loan securities documents
Job Requirement
Understanding of field actual collection process and policy.
Degree in Banking/Finance/Law are preferred.
Minimum 3-year experience in loan recovery role.
Be honest, teams work, and good communication skill
Computer knowledge (MS Officer) Email.
Good command in written and spoken English.
Good communication, analytical and problem solving skill.
Able to work under pressure and willing to travel across branches.