Prospects new clients and assists them for loan application.
Has the ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
Conducts loan appraisal and collects detailed information (personal, business, and guaranties) and arrange to opens new loan account.
Prepares and execute loan contracts and arrange for disbursement of loan in kind.
Have good knowledge about guideline of regulatory body and able to prepare loan reports for internal and external use.
Monitors the loan and follows up of the timely repayment.
Maintains contact and maintain good relationship with client.
Ensure full compliance with all in-place ABA policies & procedures and with audit recommendations.
Job Requirement
Bachelor degree in banking & finance or accounting
At least 1 year prior experience in credit department in commercial banks.
Organizational and time management skills.
Ability to work effectively in a team environment.
Negotiation and internal relationship building.
Sound written and verbal English communication skills.
Advanced computer skills (MS Word, Excel, PowerPoint).
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