Evaluate loan applications and submit a comprehensive analysed credit memo.
Ensure that bank’s credit principles and policies are followed and complied.
Ensure that deviations from the bank’s credit management processes/procedures/policies are identified and properly addressed.
Collect supporting documents from borrowers for the loan applications and verify the repayment sources of income.
Conduct site visits and inspect where necessary to verify the applications and attend meeting with borrowers to discuss loan proposals to understand their businesses.
Make sound recommendations based on quality analysis and ensure timely submission of the credit memos for approval.
Response to queries raised by Credit Risk Management Team on the loan applications.
Monitor the loans review date and ensure prompt review of loans.
Monitor progressive loans and post-disbursement conditions to ensure compliance of conditions imposed.
Ensure proper filing of documents for the Corporate Borrowers.
Liaise and follow up with CAD for the issuance of LO and loans releases.
Job Requirement
Bachelor degree in banking and finance or related file
At least 2 years of experience in Banking
Skills/knowledge in Loan processing and Sales
Ability to acquires loan and deposit customer
Sound written and verbal English communication skills. Chinese Speaking is an additional advantage
Computer Skills (Ms. Word, Excel, and Power Point).